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The first platform in Europe approved by the European Fund for Strategic Investments (EFSI) to facilitate access to the credit market for Italian SMEs.
The Efsi Platform (Thematic Investment Platform for Italian SMEs) is the new initiative from CDP and the European Investment Fund (EIF), aiming to make it easier for Italian small- and medium-sized enterprises to access credit by bringing together CDP resources and national and European funds.
As Italy’s National Promotional Institution, CDP is the country’s principal manager of Juncker Plan funds and is creating investment platforms to ensure optimal collaboration with the European Investment Bank. The platforms are flexible tools that make it possible to identify economically sustainable projects and attract potential investors, catalysing private resources in addition to public, Eu and Italian funds made available by the Eib Group, the National Promotional Institutions (NPIs) and the member states of the Eu.
Among NPIs, CDP has created the highest number of platforms in Europe. The new initiative in collaboration with the Eif is an agreement under the framework of the Juncker Plan’s Sme framework, with the aim of promoting the growth of Italian SMEs through easier access to the credit market.
The Risk Sharing Platform for SMEs enables CDP to guarantee up to 80% of new funding portfolios or guarantees to SMEs originating from financial institutions.
Depending on the type of European resources contributed by the EIF, CDP benefits from a free counter-guarantee on a portion of its risk exposure. The advantage deriving from this gratuity is transferred in full to the underlying financial institution in order to facilitate access to credit for SMEs benefiting from loans or guarantees.
In 2017, using resources from the COSME European program, CDP carried out a first operation in favor of the SME Guarantee Fund (former Law 662/96), guaranteeing 80% of the portfolio of new operations originating the Guarantee Fund for a total maximum value of 3 billion euros. The aim is to support the Guarantee Fund for SMEs in optimizing their economic capital, increasing their operational capacity and, consequently, access to the public guarantee for companies.
With the same purpose, putting to work the resources of the European Creative Europe Program, in 2018 CDP carried out a second operation, again in respect of the Guarantee Fund for SMEs, aimed at facilitating access to credit for companies operating in creative-cultural sectors. As a result of this initiative, CDP will guarantee 80% of a portfolio of new transactions originating from the Fund, for a maximum value of 200 million euro.
For more information, please read the FAQ related to the Juncker Plan Initiatives and contact CDP for every need.